SmartSpend Terms of Use

Effective August 25, 2026

SmartSpend is a personal organization tool provided by Meerriz Tech. It does not provide banking, investment, tax, accounting or other professional financial advice. You are responsible for reviewing entries, exchange rates, balances and backups.

Features may change during internal testing. Do not rely on SmartSpend as the only copy of critical financial records. Use encrypted cloud recovery or export records regularly.

You may use SmartSpend only in compliance with applicable law. The app and its content are provided without guarantees of uninterrupted availability. To the extent allowed by law, Meerriz Tech is not responsible for decisions made from user-entered data.

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